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320 E Erie Street , Spring Valley, IL 61362.
Charming & Full of Possibilities! Welcome to 320 E. Erie St.! This inviting 3-bedroom, 1.5-bath home offers a wonderful combination of character, practical updates, and convenient living. Featuring two bedrooms on the main level, first-floor laundry, and a spacious upstairs bedroom with endless possibilities for a private retreat, home office, hobby space, or additional living area. You'll appreciate the built-in features, abundant storage, freshly repainted kitchen cabinets, tiled kitchen backsplash, and bathroom with tiled walls. The home has seen several recent improvements, including a new furnace in 2026 with a 10-year warranty, new deck stairs in 2026, freshly painted front and back decks, a new refrigerator (June 2026), and a new dishwasher (March 2026). Additional updates include windows replaced in 2020, newer front and back door locks, and a roof from 2014. Enjoy your morning coffee or unwind in the evening on the welcoming front porch. Dedicated parking adds even more convenience. Ideally located close to downtown, restaurants, parks, schools, and churches, this home is a great opportunity for a first-time buyer, someone looking to downsize, or an investor looking for their next rental property. Come see all the possibilities this home has to offer!
MLS ID: 12809222
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320 E Erie Street , Spring Valley, IL 61362.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $144,900 | $144,900 | $144,900 |
| Down Payment | $28,980 | $5,072 | $36,225 |
| Monthly Mortgage Amount | $752 | $935 | $932 |
| Taxes | $202 | $202 | $202 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $64 | $0 |
| Monthly Estimated Total | $1,054 | $1,301 | $1,234 |
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